Thredd Joins Visa Agentic Ready Program to Power AI Payments

Source Domain: www.pymnts.com

Thredd has joined the Visa Agentic Ready program to offer AI-initiated transaction processing for European financial institutions without needing new infrastructure.
The integration will include Zilch, a consumer payments platform, which will be among the first to activate Thredd’s capabilities for cardholders.
Thredd aims to position itself as a “trust layer” in the payments ecosystem as the market shifts to agentic commerce, where AI software independently executes purchases.
Thredd ensures secure transactions using the Visa Token Service, allowing AI agents to interact only with secure tokens instead of underlying card credentials.
The platform builds on secure infrastructure with specialized tokens and custom rules to detect and prevent AI-specific fraud types.
Both Zilch CEO Philip Belamant and Thredd CEO Jim McCarthy stress the importance of maintaining trust, security, and control amid the integration of AI agents into financial transactions.
Thredd’s participation in the program aims to provide a seamless transition for financial institutions, acting as a bridge to agent-ready payments.
The shift towards “agentic credit” in the market is utilizing real-time transaction intelligence in payment flows, emphasizing the importance of transaction-level features powered by AI.

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