I Tested AI to Find Errors in My Medical Bills. Here’s What It Found

Here are six key takeaways from the article:

– The author hit their health insurance’s $10,150 out-of-pocket maximum soon after the start of 2026 due to two major eye surgeries, leading them to wonder if their medical bills contained errors.

– Medical bills can contain errors, but these are difficult for most patients to detect as they require clinical knowledge along with an understanding of medical coding and the American health insurance system.

– Generative AI, specifically the author’s $20/month subscription to ChatGPT Plus, was utilized to search for potential medical billing errors.

– Most AI billing tools focus on provider accuracy or specific segments of billing, with few general auditing tools available for patients.

– The author’s process to identify potential errors entailed preparing itemized bills, contracting documents, explanations of benefits, and personal data, and then uploading this information to ChatGPT with a detailed prompt.

– While AI flagged some mathematical errors and provided context for denied claims, significant work in providing it accurate data was needed to identify more nuanced billing errors.