Mortgage AI moves from ‘Faster’ to ‘Smarter’ for UAE homebuyers in 2026 — TradingView News

The AI-powered PropTech and mortgage platforms market in the UAE is expected to grow significantly, with a projected growth from $717 million in 2025 to approximately $837.5 million in 2026 (17.6% YOY).
Global AI-driven real estate market is set to expand nearly fivefold by 2029, indicating a worldwide shift towards intelligent property transactions.
AI adoption in financial services within the DIFC has increased dramatically, with a rise in AI usage among financial firms from 33% in 2024 to 52% in 2025.
The focus in AI-driven mortgage applications is shifting from speed of processing to improving decision quality and clarity for buyers.
National initiatives in the UAE promote the adoption of AI across real estate, financial services, and digital infrastructure, aligning with the country’s drive towards an advanced digital real estate ecosystem.
Holo, a UAE-based PropTech platform, simplifies home ownership in the region by offering advanced digital mortgage services and expanding its service offerings including property search assistance.
The broader trend across the Gulf Cooperation Council (GCC) shows accelerating AI adoption amongst organizations, reflecting a shift towards more intelligent and efficient mortgage processes globally.
The mortgage industry’s evolution is now centered around AI-driven efficiencies and transparency, aimed at improving buyers’ journeys and loan success rates.