{"id":242506,"date":"2026-07-12T07:30:00","date_gmt":"2026-07-12T11:30:00","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/07\/12\/ai-is-changing-lending-but-trust-remains-the-real-advantage\/"},"modified":"2026-07-12T07:45:10","modified_gmt":"2026-07-12T11:45:10","slug":"ai-is-changing-lending-but-trust-remains-the-real-advantage","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/07\/12\/ai-is-changing-lending-but-trust-remains-the-real-advantage\/","title":{"rendered":"AI Is Changing Lending, But Trust Remains The Real Advantage"},"content":{"rendered":"<p><a href=\"https:\/\/www.forbes.com\/sites\/robertdaugherty\/2026\/07\/12\/ai-is-changing-lending-but-trust-remains-the-real-advantage\/\">AI Is Changing Lending, But Trust Remains The Real Advantage<\/a><\/p>\n<p><a href=\"https:\/\/www.forbes.com\/sites\/robertdaugherty\/2026\/07\/12\/ai-is-changing-lending-but-trust-remains-the-real-advantage\/\">https:\/\/www.forbes.com\/sites\/robertdaugherty\/2026\/07\/12\/ai-is-changing-lending-but-trust-remains-the-real-advantage\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-07-12 07:30:00<\/a><\/p>\n<p>Source Domain: <a href=\"www.forbes.com\">www.forbes.com<\/a><\/p>\n<ul>\n<li>Artificial intelligence is transforming small business lending by enabling automation, predictive analytics, and AI-powered underwriting to expedite funding decisions.<\/li>\n<li>Alternative lending emerged to address the underserved needs of small businesses, offering quicker access to capital compared to traditional banks.<\/li>\n<li>The alternative lending industry has traditionally faced criticism for aggressive sales practices, inconsistent transparency, and business models focused more on origination volume.<\/li>\n<li>AI has the potential to enhance underwriting by analyzing financial data faster and more thoroughly, though care must be taken to avoid reinforcing questionable business practices.<\/li>\n<li>Today\u2019s leading alternative lenders are now focusing on more than just speed; they emphasize responsible underwriting, transparent communication, and customer relationship trust.<\/li>\n<li>Success in the industry is shifting from solely measured by funded volume within monthly metrics to customer retention and measurable long-term merchant success.<\/li>\n<\/ul>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>AI Is Changing Lending, But Trust Remains The Real Advantage https:\/\/www.forbes.com\/sites\/robertdaugherty\/2026\/07\/12\/ai-is-changing-lending-but-trust-remains-the-real-advantage\/ Publish Date: 2026-07-12 07:30:00&#8230;<\/p>\n","protected":false},"author":1,"featured_media":242507,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/imageio.forbes.com\/specials-images\/imageserve\/6a530180ac88844915ce59ee\/0x0.jpg?format=jpg&height=900&width=1600&fit=bounds","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[20],"class_list":["post-242506","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence","tag-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/242506"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=242506"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/242506\/revisions"}],"predecessor-version":[{"id":242508,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/242506\/revisions\/242508"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/242507"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=242506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=242506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=242506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}