{"id":239632,"date":"2026-07-02T10:27:00","date_gmt":"2026-07-02T14:27:00","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/07\/02\/visa-and-bbva-prove-todays-rails-can-handle-agentic-payments\/"},"modified":"2026-07-02T11:00:14","modified_gmt":"2026-07-02T15:00:14","slug":"visa-and-bbva-prove-todays-rails-can-handle-agentic-payments","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/07\/02\/visa-and-bbva-prove-todays-rails-can-handle-agentic-payments\/","title":{"rendered":"Visa and BBVA Prove Today\u2019s Rails Can Handle Agentic Payments"},"content":{"rendered":"<p><a href=\"https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/visa-and-bbva-prove-todays-rails-can-handle-agentic-payments\/\">Visa and BBVA Prove Today\u2019s Rails Can Handle Agentic Payments<\/a><\/p>\n<p><a href=\"https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/visa-and-bbva-prove-todays-rails-can-handle-agentic-payments\/\">https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/visa-and-bbva-prove-todays-rails-can-handle-agentic-payments\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-07-02 10:27:00<\/a><\/p>\n<p>Source Domain: <a href=\"www.pymnts.com\">www.pymnts.com<\/a><\/p>\n<ul>\n<li>BBVA has initiated a first transaction using an artificial intelligence (AI) agent in collaboration with Visa.<\/li>\n<li>The AI agent conducted the transaction using real card credentials, supported by Visa&#8217;s technologies for security and fraud prevention.<\/li>\n<li>Visa&#8217;s Intelligent Commerce was utilized, employing tokenization, real-time fraud monitoring, and Visa Payment Passkey for biometric authentication.<\/li>\n<li>The transaction fulfilled the Strong Customer Authentication (SCA) requirements mandated by the European Union through these advanced technological solutions.<\/li>\n<li>The transaction was part of Visa&#8217;s Agentic Ready program, launched in Europe in March to allow banks testing AI-initiated payments through live systems alongside merchants.<\/li>\n<li>BBVA&#8217;s Roberto Pag\u00e1n sees this project as a step forward in AI-driven commerce using existing infrastructure for scale, security, and control.<\/li>\n<li>Visa&#8217;s Eduardo Prieto emphasized that the company is facilitating the next phase of commerce by integrating AI systems through their existing network and security protocols.<\/li>\n<li>Visa anticipates the emergence of fully autonomous AI shopping agents in the next three years, starting with simple tasks and potentially encompassing more complex decisions.<\/li>\n<\/ul>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Visa and BBVA Prove Today\u2019s Rails Can Handle Agentic Payments https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/visa-and-bbva-prove-todays-rails-can-handle-agentic-payments\/ Publish Date: 2026-07-02 10:27:00&#8230;<\/p>\n","protected":false},"author":1,"featured_media":239633,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2025\/07\/BBVA.png","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[20],"class_list":["post-239632","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence","tag-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/239632"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=239632"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/239632\/revisions"}],"predecessor-version":[{"id":239634,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/239632\/revisions\/239634"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/239633"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=239632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=239632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=239632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}