{"id":236087,"date":"2026-06-23T18:54:00","date_gmt":"2026-06-23T22:54:00","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/06\/23\/physical-ai-is-forcing-insurers-to-start-from-scratch\/"},"modified":"2026-06-23T18:55:14","modified_gmt":"2026-06-23T22:55:14","slug":"physical-ai-is-forcing-insurers-to-start-from-scratch","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/06\/23\/physical-ai-is-forcing-insurers-to-start-from-scratch\/","title":{"rendered":"Physical AI Is Forcing Insurers to Start From Scratch"},"content":{"rendered":"<p><a href=\"https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/physical-ai-is-forcing-insurers-to-start-from-scratch\/\">Physical AI Is Forcing Insurers to Start From Scratch<\/a><\/p>\n<p><a href=\"https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/physical-ai-is-forcing-insurers-to-start-from-scratch\/\">https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/physical-ai-is-forcing-insurers-to-start-from-scratch\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-06-23 18:54:00<\/a><\/p>\n<p>Source Domain: <a href=\"www.pymnts.com\">www.pymnts.com<\/a><\/p>\n<ul>\n<li>Physical AI systems differ from traditional machines by using sensors, software, and AI models to adapt to changing conditions, presenting new challenges for liability frameworks.  <\/li>\n<li>Liability for robot incidents is often complex, involving multiple parties such as robot makers, AI model suppliers, and operators, which can lead to disputes over who is to blame.<\/li>\n<li>Current insurance policies often lack comprehensive coverage for AI-related incidents, including potential production losses following robot failures and frequently excluding AI-related damages.<\/li>\n<li>Insurer&#8217;s efforts to cover AI-related incidents have led to specific tailored insurance policies such as Axis Insurance&#8217;s autonomous robots program and Relm Insurance&#8217;s PONTAAI product.<\/li>\n<li>Despite new policies, liability can still trigger claims against hardware makers, software developers, and operating companies in a single robot incident, meaning full liability coverage is elusive.<\/li>\n<li>Insurers face challenges pricing risks associated with physical AI due to lack of historical claims data, variable risk factors, and the rapid adoption outpacing understanding of related insured losses, similar to the initial challenges in cyber insurance.<\/li>\n<\/ul>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Physical AI Is Forcing Insurers to Start From Scratch https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/physical-ai-is-forcing-insurers-to-start-from-scratch\/ Publish Date: 2026-06-23 18:54:00 Source&#8230;<\/p>\n","protected":false},"author":1,"featured_media":236088,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/06\/insurance-AI-robotics-physical-AI.jpeg","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[],"class_list":["post-236087","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/236087"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=236087"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/236087\/revisions"}],"predecessor-version":[{"id":236089,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/236087\/revisions\/236089"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/236088"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=236087"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=236087"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=236087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}