{"id":221048,"date":"2026-05-27T04:04:00","date_gmt":"2026-05-27T08:04:00","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/05\/27\/ai-commerce-is-coming-but-trust-must-come-first\/"},"modified":"2026-05-27T10:20:26","modified_gmt":"2026-05-27T14:20:26","slug":"ai-commerce-is-coming-but-trust-must-come-first","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/05\/27\/ai-commerce-is-coming-but-trust-must-come-first\/","title":{"rendered":"AI Commerce is Coming, But Trust Must Come First"},"content":{"rendered":"<p><a href=\"https:\/\/www.pymnts.com\/study_posts\/ai-changes-commerce-visa-wants-trust-to-scale-with-it\/\">AI Commerce is Coming, But Trust Must Come First<\/a><\/p>\n<p><a href=\"https:\/\/www.pymnts.com\/study_posts\/ai-changes-commerce-visa-wants-trust-to-scale-with-it\/\">https:\/\/www.pymnts.com\/study_posts\/ai-changes-commerce-visa-wants-trust-to-scale-with-it\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-05-27 04:04:00<\/a><\/p>\n<p>Source Domain: <a href=\"www.pymnts.com\">www.pymnts.com<\/a><\/p>\n<ul>\n<li><strong>AI Transforming Commerce<\/strong>: Artificial intelligence is evolving from a productivity tool to an integral layer in commerce, aiding consumers with product searches, price comparisons, travel planning, and financial management. Merchants are exploring personalized shopping experiences enabled by AI. <\/li>\n<li><strong>Infrastructure Challenges<\/strong>: While AI can accelerate commerce, the underlying infrastructure must catch up. Banks and issuers are modernizing systems but face challenges due to legacy systems that do not support real-time intelligence or automated decision-making. <\/li>\n<li><strong>Trust as Infrastructure<\/strong>: Trust in AI commerce is critical. Identity, authentication, approval, and resolution need to operate seamlessly behind the scenes to maintain consumer trust, especially with software agents handling purchases autonomously.<\/li>\n<li><strong>Real-Time Data Dependency<\/strong>: AI requires immediate access to clean, real-time data. Real-time infrastructure supports personalization, compliance, and automation, making it foundational for effective AI integration.<\/li>\n<li><strong>Fraud Modernization<\/strong>: Fraudsters use AI tools for large-scale scams, exploiting automated systems and fragmented data flows. Defending against fraud involves embedding intelligence throughout the payment lifecycle.<\/li>\n<li><strong>Visa\u2019s Strategy<\/strong>: Visa focuses on embedding trust, intelligence, risk management, and infrastructure modernization into the payments ecosystem. Value-added services enable AI commerce to scale securely and safely.<\/li>\n<li><strong>Infrastructure Evolution<\/strong>: Visa aims to modernize payment infrastructure to support AI-driven commerce and innovation. Tokenization and integrated data intelligence are central to enabling secure and agile payment processes.<\/li>\n<li><strong>Fraud Prevention<\/strong>: Visa tackles industrialization of fraud by connecting signals across payment stages and embedding behavioral analytics to understand and protect legitimate activities, aiming to make fraud operations unprofitable for criminals.<\/li>\n<\/ul>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>AI Commerce is Coming, But Trust Must Come First https:\/\/www.pymnts.com\/study_posts\/ai-changes-commerce-visa-wants-trust-to-scale-with-it\/ Publish Date: 2026-05-27 04:04:00 Source&#8230;<\/p>\n","protected":false},"author":1,"featured_media":221049,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/05\/AI-Changes-Commerce.-Visa-Wants-Trust-to-Scale-With-It-hero-image.jpg","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[20],"class_list":["post-221048","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence","tag-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/221048"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=221048"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/221048\/revisions"}],"predecessor-version":[{"id":221050,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/221048\/revisions\/221050"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/221049"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=221048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=221048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=221048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}