{"id":200590,"date":"2026-03-30T11:18:00","date_gmt":"2026-03-30T15:18:00","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/03\/30\/is-ai-denying-your-insurance-claim-its-happening-way-more-than-you-think\/"},"modified":"2026-03-30T11:30:28","modified_gmt":"2026-03-30T15:30:28","slug":"is-ai-denying-your-insurance-claim-its-happening-way-more-than-you-think","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/03\/30\/is-ai-denying-your-insurance-claim-its-happening-way-more-than-you-think\/","title":{"rendered":"Is AI denying your insurance claim? It&#8217;s happening way more than you think"},"content":{"rendered":"<p><a href=\"https:\/\/www.bangordailynews.com\/2026\/03\/30\/business\/business-housing\/insurance-claim-denials-artificial-intelligence\/\">Is AI denying your insurance claim? It&#8217;s happening way more than you think<\/a><\/p>\n<p><a href=\"https:\/\/www.bangordailynews.com\/2026\/03\/30\/business\/business-housing\/insurance-claim-denials-artificial-intelligence\/\">https:\/\/www.bangordailynews.com\/2026\/03\/30\/business\/business-housing\/insurance-claim-denials-artificial-intelligence\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-03-30 11:18:00<\/a><\/p>\n<p>Source Domain: <a href=\"www.bangordailynews.com\">www.bangordailynews.com<\/a><\/p>\n<ul>\n<li>The article discusses the growing use of artificial intelligence (AI) in insurance decisions, from home repairs to medical claims, raising concerns about fairness and accountability. <\/li>\n<li>Florida, a state heavily affected by natural disasters, lags behind other states in addressing the regulations around AI in insurance sectors. <\/li>\n<li>AI&#8217;s utilization in the insurance sector is already sparking legal disputes, including a notable class-action lawsuit against UnitedHealth Group over AI-based denials resulting in deaths.<\/li>\n<li>The state of Florida previously proposed a bill requiring human intervention in claim denials, but it stalled due to opposition from industry representatives and federal executive orders.<\/li>\n<li>A pilot program currently operating in six states introduces AI-assisted prior authorization for traditional Medicare enrollees, raising fears that it may limit patient care access.<\/li>\n<li>Despite the promises of increased efficiency and cost savings, the use of AI in insurance raises deep concerns about the human element in critical decisions affecting individuals&#8217; lives.<\/li>\n<\/ul>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is AI denying your insurance claim? It&#8217;s happening way more than you think https:\/\/www.bangordailynews.com\/2026\/03\/30\/business\/business-housing\/insurance-claim-denials-artificial-intelligence\/ Publish&#8230;<\/p>\n","protected":false},"author":1,"featured_media":200591,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/i0.wp.com\/bdn-data.s3.amazonaws.com\/uploads\/2026\/03\/monday-storm-wreckage-maine-7.jpg?fit=1200%2C800&ssl=1","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[20],"class_list":["post-200590","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence","tag-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/200590"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=200590"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/200590\/revisions"}],"predecessor-version":[{"id":200592,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/200590\/revisions\/200592"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/200591"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=200590"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=200590"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=200590"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}