{"id":196501,"date":"2026-03-16T17:38:00","date_gmt":"2026-03-16T21:38:00","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/03\/16\/tech-giants-tap-private-credit-to-fuel-ai-growth\/"},"modified":"2026-03-16T18:00:13","modified_gmt":"2026-03-16T22:00:13","slug":"tech-giants-tap-private-credit-to-fuel-ai-growth","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/03\/16\/tech-giants-tap-private-credit-to-fuel-ai-growth\/","title":{"rendered":"Tech Giants Tap Private Credit to Fuel AI Growth"},"content":{"rendered":"<p><a href=\"https:\/\/www.pymnts.com\/artificial-intelligence-2\/2026\/tech-giants-tap-private-credit-to-fuel-ai-growth\/\">Tech Giants Tap Private Credit to Fuel AI Growth<\/a><\/p>\n<p><a href=\"https:\/\/www.pymnts.com\/artificial-intelligence-2\/2026\/tech-giants-tap-private-credit-to-fuel-ai-growth\/\">https:\/\/www.pymnts.com\/artificial-intelligence-2\/2026\/tech-giants-tap-private-credit-to-fuel-ai-growth\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-03-16 17:38:00<\/a><\/p>\n<p>Source Domain: <a href=\"www.pymnts.com\">www.pymnts.com<\/a><\/p>\n<p>Here&#8217;s an unordered list summarizing the key points from the article regarding the potential impacts on banks from Artificial Intelligence hyperscalers&#8217; funding strategies, as presented by three Bank for International Settlements (BIS) economists:<\/p>\n<ul>\n<li>\n<p><strong>Shift to Private Credit Firms:<\/strong> Artificial Intelligence (AI) hyperscalers are utilizing private credit firms to build their AI infrastructure due to the rapid increase in investment in this area.<\/p>\n<\/li>\n<li>\n<p><strong>Off-Balance Sheet Financing:<\/strong> Hyperscalers are employing off-balance sheet arrangements in partnership with private credit firms, often through dedicated vehicles like joint ventures or special purpose entities that acquire or develop data centers.<\/p>\n<\/li>\n<li>\n<p><strong>Shadow Borrowing:<\/strong> These arrangements are termed as&#8217;shadow borrowing&#8217;, linking hyperscalers more closely to non-bank investors, which provides them with considerable private credit while keeping most associated debt off their balance sheet.<\/p>\n<\/li>\n<li>\n<p><strong>Potential Impact on Banks:<\/strong> Banks extend funding lines to these vehicles, potentially creating new shock transmission channels. This can lead to refinancing pressures, shifts in private credit appetite, and the activation of guarantees.<\/p>\n<\/li>\n<li>\n<p><strong>Overheating Risk:<\/strong> UBS Global Research highlighted the overheating risk and a rise in asset class health concerns, noting that private debt loaned to the technology sector surged significantly over the last year.<\/p>\n<\/li>\n<li>\n<p><strong>Alternative Financing Sources:<\/strong> As hyperscalers rapidly fund their data center and chip needs, they are turning to various borrowing instruments beyond just venture capital.<\/p>\n<\/li>\n<\/ul>\n<p>This summary presents essential points from the article while ensuring respectfulness and non-infringement of copyrighted materials.<\/p>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tech Giants Tap Private Credit to Fuel AI Growth https:\/\/www.pymnts.com\/artificial-intelligence-2\/2026\/tech-giants-tap-private-credit-to-fuel-ai-growth\/ Publish Date: 2026-03-16 17:38:00 Source&#8230;<\/p>\n","protected":false},"author":1,"featured_media":196502,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2025\/05\/AI-private-credit.png","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[20],"class_list":["post-196501","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence","tag-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/196501"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=196501"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/196501\/revisions"}],"predecessor-version":[{"id":196503,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/196501\/revisions\/196503"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/196502"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=196501"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=196501"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=196501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}