{"id":195340,"date":"2026-03-12T19:32:00","date_gmt":"2026-03-12T23:32:00","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/03\/12\/proprietary-data-shields-software-firms-from-ai-disruption\/"},"modified":"2026-03-12T19:35:11","modified_gmt":"2026-03-12T23:35:11","slug":"proprietary-data-shields-software-firms-from-ai-disruption","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/03\/12\/proprietary-data-shields-software-firms-from-ai-disruption\/","title":{"rendered":"Proprietary Data Shields Software Firms From AI Disruption"},"content":{"rendered":"<p><a href=\"https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/proprietary-data-shields-software-leaders-from-ai-disruption-sp-says\/\">Proprietary Data Shields Software Firms From AI Disruption<\/a><\/p>\n<p><a href=\"https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/proprietary-data-shields-software-leaders-from-ai-disruption-sp-says\/\">https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/proprietary-data-shields-software-leaders-from-ai-disruption-sp-says\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-03-12 19:32:00<\/a><\/p>\n<p>Source Domain: <a href=\"www.pymnts.com\">www.pymnts.com<\/a><\/p>\n<p>Certainly! Here are 4 key highlights from the S&amp;P Global Ratings report regarding the impact of artificial intelligence (AI) on the software industry:<\/p>\n<ul>\n<li>\n<p><strong>Sector-Wide Assessment<\/strong>: S&amp;P Global Ratings believes AI will impact software companies on an individual basis rather than causing an overall decline in credit ratings.<\/p>\n<\/li>\n<li>\n<p><strong>Risk Categories<\/strong>: The report highlights that companies with near-term maturities in 2027 or 2028 and those whose products rely heavily on differentiation and rules are most at risk of credit rating downgrades due to AI.<\/p>\n<\/li>\n<li>\n<p><strong>Comparative Resilience<\/strong>: Conversely, S&amp;P identified that software firms with sector expertise and proprietary data are less likely to face the disruptive effects of AI.<\/p>\n<\/li>\n<li>\n<p><strong>Market Impact<\/strong>: There is a broader trend in the software industry of companies pausing fundraising, struggling with tighter lender scrutiny, and declining loan prices as the sector grapples with AI-induced upheaval.<\/p>\n<\/li>\n<\/ul>\n<p>These points provide a summary that respects the original content and focuses on the core takeaways from the report.<\/p>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Proprietary Data Shields Software Firms From AI Disruption https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/proprietary-data-shields-software-leaders-from-ai-disruption-sp-says\/ Publish Date: 2026-03-12 19:32:00 Source Domain:&#8230;<\/p>\n","protected":false},"author":1,"featured_media":195341,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/03\/SP-Global-Ratings.jpeg","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[20],"class_list":["post-195340","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence","tag-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/195340"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=195340"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/195340\/revisions"}],"predecessor-version":[{"id":195342,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/195340\/revisions\/195342"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/195341"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=195340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=195340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=195340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}