{"id":194371,"date":"2026-03-10T04:00:00","date_gmt":"2026-03-10T08:00:00","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/03\/10\/ai-wants-checkout-but-spreedly-says-merchants-keep-the-keys\/"},"modified":"2026-03-10T04:10:12","modified_gmt":"2026-03-10T08:10:12","slug":"ai-wants-checkout-but-spreedly-says-merchants-keep-the-keys","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/03\/10\/ai-wants-checkout-but-spreedly-says-merchants-keep-the-keys\/","title":{"rendered":"AI Wants Checkout but Spreedly Says Merchants Keep the Keys"},"content":{"rendered":"<p><a href=\"https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/ai-wants-the-checkout-but-spreedly-says-merchants-keep-the-keys\/\">AI Wants Checkout but Spreedly Says Merchants Keep the Keys<\/a><\/p>\n<p><a href=\"https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/ai-wants-the-checkout-but-spreedly-says-merchants-keep-the-keys\/\">https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/ai-wants-the-checkout-but-spreedly-says-merchants-keep-the-keys\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-03-10 04:00:00<\/a><\/p>\n<p>Source Domain: <a href=\"www.pymnts.com\">www.pymnts.com<\/a><\/p>\n<ul>\n<li>Spreedly is advocating for keeping merchants&#8217; role prominent in agentic commerce despite the rise of AI agents designed to search, compare, and buy on behalf of consumers.<\/li>\n<li>Spreedly&#8217;s announcement highlights that merchants can process agent-initiated transactions while maintaining their current payment service provider relationships and remaining the merchant of record.<\/li>\n<li>Spreedly is developing support for emerging protocols such as Universal Commerce Protocol (UCP) and Agentic Commerce Protocol (ACP), aiming for an initial release later in the quarter.<\/li>\n<li>Merchants are concerned about maintaining control over the checkout process, including economics, cross-sell opportunities, and presenting their own payment options.<\/li>\n<li>Spreedly emphasizes the importance of vaulting to securely manage and store cardholder credentials, ensuring that merchants can control transaction environments and security protocols.<\/li>\n<li>The challenge lies in managing credential systems and the necessary permissions and complexities introduced by multiple AI sources, digital wallets, and new issuer requirements.<\/li>\n<li>Spreedly aims to remain open to various AI environments to cater to the needs of merchants while also preparing for more customized payment flows beyond generic open standards.<\/li>\n<\/ul>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>AI Wants Checkout but Spreedly Says Merchants Keep the Keys https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/ai-wants-the-checkout-but-spreedly-says-merchants-keep-the-keys\/ Publish Date: 2026-03-10 04:00:00&#8230;<\/p>\n","protected":false},"author":1,"featured_media":194372,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/03\/agentic-commerce-AI-retail.jpeg","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[],"class_list":["post-194371","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/194371"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=194371"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/194371\/revisions"}],"predecessor-version":[{"id":194373,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/194371\/revisions\/194373"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/194372"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=194371"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=194371"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=194371"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}