{"id":188430,"date":"2026-02-18T05:00:00","date_gmt":"2026-02-18T10:00:00","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/02\/18\/red-and-blue-states-alike-want-to-limit-ai-in-insurance-trump-wants-to-limit-the-states\/"},"modified":"2026-02-18T05:50:12","modified_gmt":"2026-02-18T10:50:12","slug":"red-and-blue-states-alike-want-to-limit-ai-in-insurance-trump-wants-to-limit-the-states","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/02\/18\/red-and-blue-states-alike-want-to-limit-ai-in-insurance-trump-wants-to-limit-the-states\/","title":{"rendered":"Red and Blue States Alike Want To Limit AI in Insurance. Trump Wants To Limit the States."},"content":{"rendered":"<p><a href=\"https:\/\/kffhealthnews.org\/news\/article\/artificial-intelligence-ai-health-insurance-companies-state-regulation-trump\/\">Red and Blue States Alike Want To Limit AI in Insurance. Trump Wants To Limit the States.<\/a><\/p>\n<p><a href=\"https:\/\/kffhealthnews.org\/news\/article\/artificial-intelligence-ai-health-insurance-companies-state-regulation-trump\/\">https:\/\/kffhealthnews.org\/news\/article\/artificial-intelligence-ai-health-insurance-companies-state-regulation-trump\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-02-18 05:00:00<\/a><\/p>\n<p>Source Domain: <a href=\"kffhealthnews.org\">kffhealthnews.org<\/a><\/p>\n<ul>\n<li><strong>Political Division on AI Regulation<\/strong>: The regulation of artificial intelligence, especially by health insurers, is becoming a contentious issue that has divided traditional partisan lines, with Republican Gov. Ron DeSantis of Florida and the Democratic-led Maryland government opposing President Donald Trump and Gov. Gavin Newsom of California.<\/li>\n<li><strong>Federal vs. State Efforts<\/strong>: President Trump has issued an executive order to preempt most state efforts to regulate AI, advocating for minimal state-level regulation to foster innovation. Meanwhile, several states, including Arizona, Maryland, Nebraska, Texas, Illinois, and California, have passed legislation aiming to curb the use of AI by health insurers.<\/li>\n<li><strong>Public Skepticism<\/strong>: Polling indicates widespread public concern about artificial intelligence, with 63% of voters expressing significant qualms across political spectrums. This distrust also extends to health insurers\u2019 cost-control methods, particularly AI-driven tactics like rapid claim denials.<\/li>\n<li><strong>Industry Pushback<\/strong>: Health insurers, including major players like Cigna and UnitedHealth Group, have resisted increased regulation, expressing concerns that a patchwork of state and federal laws could detract from patient care. They advocate for a consistent federal approach to AI regulation.<\/li>\n<li><strong>Evolving Legislative Landscape<\/strong>: With state laws already in place or being drafted in multiple states, there is debate over their practical impact, particularly given that they cannot regulate self-insured plans, an area where federal regulation would be required.<\/li>\n<li><strong>Balancing Innovation and Regulation<\/strong>: Gov. Gavin Newsom of California has signed some AI regulation laws but vetoed others perceived as too restrictive. His approach aims to balance California\u2019s financial interests with consumer protections, mirroring federal tension between encouraging innovation and ensuring regulation.<\/li>\n<li><strong>Legal Challenges to Federal Preemption<\/strong>: The Trump administration\u2019s executive order to limit state AI regulation faces potential legal challenges on constitutional grounds, with some experts arguing that the power to preempt state laws generally lies with Congress.<\/li>\n<\/ul>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Red and Blue States Alike Want To Limit AI in Insurance. Trump Wants To Limit&#8230;<\/p>\n","protected":false},"author":1,"featured_media":188431,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/GettyImages-2233206718-resized.jpg","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[20],"class_list":["post-188430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence","tag-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/188430"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=188430"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/188430\/revisions"}],"predecessor-version":[{"id":188432,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/188430\/revisions\/188432"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/188431"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=188430"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=188430"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=188430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}