{"id":177265,"date":"2026-01-13T03:40:04","date_gmt":"2026-01-13T08:40:04","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/01\/13\/soft-market-hard-choices-the-state-of-cyber-insurance\/"},"modified":"2026-01-13T03:40:07","modified_gmt":"2026-01-13T08:40:07","slug":"soft-market-hard-choices-the-state-of-cyber-insurance","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/01\/13\/soft-market-hard-choices-the-state-of-cyber-insurance\/","title":{"rendered":"Soft Market, Hard Choices: The State of Cyber Insurance"},"content":{"rendered":"<p><a href=\"https:\/\/www.infosecurity-magazine.com\/news-features\/the-state-of-cyber-insurance-2025\/\">Soft Market, Hard Choices: The State of Cyber Insurance<\/a><\/p>\n<p><a href=\"https:\/\/www.infosecurity-magazine.com\/news-features\/the-state-of-cyber-insurance-2025\/\">https:\/\/www.infosecurity-magazine.com\/news-features\/the-state-of-cyber-insurance-2025\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-01-09 23:30:55<\/a><\/p>\n<p>Source Domain: <a href=\"www.infosecurity-magazine.com\">www.infosecurity-magazine.com<\/a><\/p>\n<p><strong>Summarized Article<\/strong><\/p>\n<p>In 2025, high-profile cyber-attacks against companies like Jaguar Land Rover (JLR) and Marks &amp; Spencer exposed significant gaps in enterprise cybersecurity measures and highlighted the complexities surrounding cyber insurance. JLR experienced a costly attack amidst efforts to secure insurance, whereas Marks &amp; Spencer received coverage for its \u00a3100m claim. These incidents spotlight a fragmented cyber insurance market described as \u201csoft,\u201d despite increasing cyber-attack volume and severity. Although premiums have dropped, market tightening and stricter regulatory demands imply a more challenging insurance landscape for Chief Information Security Officers (CISOs) in 2026. CISOs now face heightened compliance expectations and more exclusions, with growing liability and regulation impacting coverage. The industry is shifting toward more rigorous underwriting criteria and higher costs. Experts advocate not just for lower costs but also for comprehensive coverage and services provided by insurers, including incident response and legal support, to navigate the evolving cybersecurity landscape.<\/p>\n<p><strong>Key Points:<\/strong><\/p>\n<ul>\n<li>Cyber-attacks in 2025 highlight the fragile state of cyber insurance markets despite rising incidents.<\/li>\n<li>Jaguar Land Rover\u2019s attack showed the difficulties and gaps in securing cyber insurance, unlike Marks &amp; Spencer\u2019s successful claim.<\/li>\n<li>The cyber insurance market has seen premium declines, but underwriting criteria are tightening, reflecting stricter regulatory demands.<\/li>\n<li>In 2026, CISOs must balance affordability with appropriate coverage, focusing on the services provided by insurers, which may not rely purely on low premiums.<\/li>\n<li>The growing liability and introduction of new regulations complicate insurance access and may favor organizations with strong cybersecurity measures.<\/li>\n<\/ul>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Soft Market, Hard Choices: The State of Cyber Insurance https:\/\/www.infosecurity-magazine.com\/news-features\/the-state-of-cyber-insurance-2025\/ Publish Date: 2026-01-09 23:30:55 Source&#8230;<\/p>\n","protected":false},"author":1,"featured_media":177267,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/assets.infosecurity-magazine.com\/webpage\/og\/265438be-29e9-40c8-9616-f0bd1d6537bf.jpg","fifu_image_alt":"","footnotes":""},"categories":[15],"tags":[24],"class_list":["post-177265","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cybersecurity","tag-cybersecurity"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/177265"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=177265"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/177265\/revisions"}],"predecessor-version":[{"id":177269,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/177265\/revisions\/177269"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/177267"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=177265"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=177265"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=177265"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}