{"id":177044,"date":"2026-01-12T14:39:00","date_gmt":"2026-01-12T19:39:00","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/01\/12\/new-proposed-legislation-in-florida-regarding-ai-use-in-claims-handling-zelle-llp\/"},"modified":"2026-01-12T14:50:10","modified_gmt":"2026-01-12T19:50:10","slug":"new-proposed-legislation-in-florida-regarding-ai-use-in-claims-handling-zelle-llp","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/01\/12\/new-proposed-legislation-in-florida-regarding-ai-use-in-claims-handling-zelle-llp\/","title":{"rendered":"New Proposed Legislation in Florida Regarding AI Use in Claims Handling\u00a0 | Zelle LLP"},"content":{"rendered":"<p><a href=\"https:\/\/www.jdsupra.com\/legalnews\/new-proposed-legislation-in-florida-9848816\/\">New Proposed Legislation in Florida Regarding AI Use in Claims Handling\u00a0 | Zelle LLP<\/a><\/p>\n<p><a href=\"https:\/\/www.jdsupra.com\/legalnews\/new-proposed-legislation-in-florida-9848816\/\">https:\/\/www.jdsupra.com\/legalnews\/new-proposed-legislation-in-florida-9848816\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-01-12 14:39:00<\/a><\/p>\n<p>Source Domain: <a href=\"www.jdsupra.com\">www.jdsupra.com<\/a><\/p>\n<ul>\n<li>Florida Legislature proposes mandatory human reviews of claim denials involving AI to ensure fair decision-making in insurance claims.<\/li>\n<li>HB 527 (and companion bill SB 202) mandates human oversight for using AI in claims processing, requiring detailed guidelines in insurers&#8217; claims handling manuals.<\/li>\n<li>Legislation stipulates that a &#8220;qualified human professional&#8221; must independently analyze claims, review AI outputs for accuracy, and ultimately make the decision on paying or denying claims.<\/li>\n<li>The proposal aims to address potential algorithm-driven inaccuracies, biases, and compliance with insurance regulation laws.<\/li>\n<li>The new legislation aligns with a 2023 NAIC bulletin that emphasizes the need for AI governance in insurance companies to prevent inaccuracies and ensure regulatory compliance.<\/li>\n<li>The proposed legislation is expected to face possible federal challenges, as recent executive orders limit states&#8217; authority to enact their own AI regulations.<\/li>\n<\/ul>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>New Proposed Legislation in Florida Regarding AI Use in Claims Handling\u00a0 | Zelle LLP https:\/\/www.jdsupra.com\/legalnews\/new-proposed-legislation-in-florida-9848816\/&#8230;<\/p>\n","protected":false},"author":1,"featured_media":177045,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/jdsupra-static.s3.amazonaws.com\/profile-images\/og.11568_551.jpg","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[],"class_list":["post-177044","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/177044"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=177044"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/177044\/revisions"}],"predecessor-version":[{"id":177046,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/177044\/revisions\/177046"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/177045"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=177044"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=177044"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=177044"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}