{"id":174102,"date":"2026-01-02T16:49:00","date_gmt":"2026-01-02T21:49:00","guid":{"rendered":"https:\/\/testing.news-you-need.com\/index.php\/2026\/01\/02\/fiserv-mastercard-expand-partnership-on-ai-initiated-commerce\/"},"modified":"2026-01-02T17:00:12","modified_gmt":"2026-01-02T22:00:12","slug":"fiserv-mastercard-expand-partnership-on-ai-initiated-commerce","status":"publish","type":"post","link":"https:\/\/testing.news-you-need.com\/index.php\/2026\/01\/02\/fiserv-mastercard-expand-partnership-on-ai-initiated-commerce\/","title":{"rendered":"Fiserv, Mastercard Expand Partnership on AI-Initiated Commerce"},"content":{"rendered":"<p><a href=\"https:\/\/www.pymnts.com\/artificial-intelligence-2\/2026\/fiserv-mastercard-expand-partnership-to-enable-ai-initiated-commerce\/\">Fiserv, Mastercard Expand Partnership on AI-Initiated Commerce<\/a><\/p>\n<p><a href=\"https:\/\/www.pymnts.com\/artificial-intelligence-2\/2026\/fiserv-mastercard-expand-partnership-to-enable-ai-initiated-commerce\/\">https:\/\/www.pymnts.com\/artificial-intelligence-2\/2026\/fiserv-mastercard-expand-partnership-to-enable-ai-initiated-commerce\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-01-02 16:49:00<\/a><\/p>\n<p>Source Domain: <a href=\"www.pymnts.com\">www.pymnts.com<\/a><\/p>\n<ul>\n<li>\n<p><strong>Expansion of Partnership<\/strong>: Fiserv and Mastercard have expanded their collaboration to facilitate agentic commerce, focusing on securing AI systems&#8217; capabilities to initiate and process transactions on behalf of consumers.<\/p>\n<\/li>\n<li>\n<p><strong>Integration of Agent Pay Acceptance Framework<\/strong>: Fiserv will incorporate Mastercard\u2019s Agent Pay Acceptance Framework into its merchant acceptance infrastructure, enabling AI-initiated purchases to be authenticated, tokenized, and settled through existing card networks.<\/p>\n<\/li>\n<li>\n<p><strong>Tokenization and Secure Transactions<\/strong>: The integration allows AI systems to execute purchases securely by tokenizing card numbers instead of using raw payment data, minimizing risks associated with sensitive data.<\/p>\n<\/li>\n<li>\n<p><strong>Authentication Mechanism<\/strong>: The collaboration introduces methods to distinguish authorized AI agents from fraudulent ones, maintaining security within AI-driven transactions.<\/p>\n<\/li>\n<li>\n<p><strong>Industry Standard Setting<\/strong>: The partnership reflects broader efforts by payment processors and networks to define standards for AI-driven commerce, ensuring that these systems remain central to authorization and trust. <\/p>\n<\/li>\n<li>\n<p><strong>Expanding Infrastructure<\/strong>: Fiserv\u2019s global scale in processing transaction and providing payment technology helps in embedding agentic commerce capabilities into already used infrastructure, making it widely applicable without requiring new systems.<\/p>\n<\/li>\n<\/ul>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fiserv, Mastercard Expand Partnership on AI-Initiated Commerce https:\/\/www.pymnts.com\/artificial-intelligence-2\/2026\/fiserv-mastercard-expand-partnership-to-enable-ai-initiated-commerce\/ Publish Date: 2026-01-02 16:49:00 Source Domain: www.pymnts.com&#8230;<\/p>\n","protected":false},"author":1,"featured_media":174103,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/02\/Fiserv-1.jpg","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[],"class_list":["post-174102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/174102"}],"collection":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=174102"}],"version-history":[{"count":1,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/174102\/revisions"}],"predecessor-version":[{"id":174104,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/174102\/revisions\/174104"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/174103"}],"wp:attachment":[{"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=174102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=174102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=174102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}